Business Analyst - Credit Risk Department

Banking Budget: 120PLN/h + VAT on B2B contract Hybrid way of work from Warsaw Summary The role of the Business Analyst in the Credit Risk Department is to support the development and enhancement of decisioning capabilities that foster sustainable growth and improve customer experiences while managing risk. Main Responsibilities This role entails identifying business needs and proposing effective solutions in the finance area. • Use strong analytical skills to uncover real business needs and propose alternative solutions that deliver real value to both users and the business, while avoiding unnecessary complexity. • Identify and recommend effective business process solutions in the finance area. • Conduct end-to-end process analysis – from business logic and system rules to customer segments and different user paths, maintaining strong attention to detail. • Apply advanced analysis techniques such as functional decomposition, user stories, use cases & scenarios, user story mapping, process modeling (BPMN), and visual thinking. • Gather and document functional and non-functional requirements, ensuring clarity and traceability. • Decompose epics into stories and tasks, organize them, and ensure product and feature descriptions are easily understandable for developers and testers. • Support the Product Owner with backlog refinement, helping maintain focus on customer and business priorities. • Collaborate with external partners & business representatives and moderate meetings effectively. • Communicate fluently in English, both verbally and in writing, to collaborate effectively across international teams. • Work independently with a proactive mindset to drive results. • Adapt quickly to dynamic and changing contexts in an Agile environment. Key Requirements • At least 3 years of experience as a Business Analyst in the financial services or banking sector. • Basic technical understanding, including SQL and system analysis concepts. • Experience with Atlassian tools such as JIRA and Confluence. Nice to Have • Proficiency in business process modeling techniques. • Experience within an Agile/Scrum environment. • Strong communication and facilitation skills. Other Details • Location: International collaboration required. • Team Structure: Part of an Agile cross-functional team. • Tools/Methodologies: Familiarity with BPMN, Agile methodologies, JIRA, Confluence.